​Our Review

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​Anna Olson is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Lifehacker and CreditCards.com. ​She's passionate about helping you get your finances in order and expertly navigate the cutting-edge financial tools available -- including credit cards, apps and budgeting software.


An​​​​na Olson blogger


The Most Complete Review: 

Find out How It Works in 2020


​Some events happen against our will. Financial problems drop from the clouds when you least expect them. Taking a loan is the easiest way to fill a hole in the budget. However, conventional bank loans are hard to get, while payday loans tend to be too expensive. Happily, there is one more alternative solution – Zippyloans. Read our Zippyloan review to find the whole truth about this financial tool.




What is a Zippyloan: a Brief Overview


To put it simply, Zippyloan is a lending aggregator. It is neither a bank nor an independent lender. Instead, this a service that collects and keeps information about multiple lenders and selects the best possible offer for each borrower. You submit an application, specify all your requirements and get the offer that meets your needs best.



What is the Difference between Zippyloan and Other Lenders?


The main difference is that Zippyloan is not a direct lender. It doesn’t lend you funds. Instead, it scans all the offers from other lenders available and finds the ones that comply with your requirements. It saves you a lot of time and effort by making it possible to choose a personal loan quickly and with minimal hassle.



How does Zippyloan Work?


Zippyloan manages a network of independent lenders and serves as a bridge between a borrower and a lender. It works as follows: a potential borrower makes a fast application online. Zippyloans forwards the application to multiple lending companies and waits for the response. Once the responses are received, Zippyloans processes them and selects the best one. After that, it connects the borrower with the lender. The borrower signs an agreement and gets the cash.




What Are the Benefits of Zippyloan?


The main benefit mentioned in all Zippyloans reviews is a possibility of choosing the best lender, making an application, and getting cash in one place, right here and now. The process is very fast and comfortable for both parties. The second advantage is that everything is done online. The site of Zippyloans is compatible with mobile platforms, so you can apply for a personal loan on-the-go. An important question is “is Zippyloan legit?” The answer is yes, absolutely! Keep in mind that Zippyloan finance services do not include providing loans. It just acts as an intermediate between the two parties and helps them find each other.




How Much Can I Borrow with Zippyloan?


It depends on your monthly income and credit history. We need to mention in our Zippyloans review that the maximum size of a personal loan that can be obtained via this platform is $15 000. However, it can turn out that you are eligible for a smaller sum. Anyway, as we’ve already written in our Zippyloans review, you may be convinced that you’ll get the best possible offer.


How much can i borrow with Zippyloan?
Personal loan example



How Fast Can You Get Your Money with Zippyloan?


When you have urgent financial issues, every minute counts. Real Zippyloan reviews prove that this is one of the fastest service providers around. To get your cash you don’t have to go anywhere; you even don’t need Zippyloans phone number or fax. An application is submitted online. Once the application is sent, it is immediately reviewed; commonly, it takes 5 through 20 minutes to get the approval. After that, you sign a loan agreement and wait for the funds be credited on your bank account. It happens within one working day.




Is It Safe to Use Zippyloan?


Is Zippyloans legit? Isn’t Zippyloan scam? These are popular questions about the network. In fact, you have nothing to worry about, as the services offered by Zippyloan are free. You don’t need to pay for the access to the lenders database or something of the kind. What Zippyloan does is just forwards your application to the lenders and processes the offers to choose the one that meets your needs best. If the loan agreement is signed, it gets its reward. As you see, borrowers have nothing to lose when they use the services of Zippyloan.



​Pros & Cons


Pros

  • ​Safe and easy transactions
  • ​Uses 256-bit data encryption technology so your personal data is safe
  • ​The requirements are lax to approve your personal loan
  • ​Fastest fund transfer, as quick as next day
  • ​$100 – $15,000 can be applied at a time
  • ​Eligibility criteria are very flexible
  • ​Zippyloan offers 24/7 services

Cons

  • ​The service is only available online
  • ​Some people have reported Zippyloan email spam, but you can opt to sign up with an alternative email address if that’s a concern

Conclusion:

Zippyloans is a solid platform connecting borrowers with lenders in the payday loan market. Zippyloan itself is not a lender, but it has a partner network of financial services providers willing to provide the public with payday loans.


Zippyloans acts as an intermediary and receives a commission for the lender for giving them your business. Financial lenders work with Zippyloan to improve the qualifying process. By working with Zippyloan, you don’t have numerous credit providers downloading your credit report, saving your credit score from a downgrade.


At the same time, lenders get to rely on the Zippyloan qualifying process to mitigate the risk in lending the consumer market money. So far, the system is working well, and many Americans utilize Zippyloan for sourcing a payday loan to meet their financial needs.

How Can I Start?

​If you’ve made up your mind to using Zippyloan services, you need to start with visiting their official site and filling an application form. Keep in mind that you’ll need some papers, such as photo ID, SSN, and your income proof. Once the application form is completed, simply follow the instructions.

testimonials

Peter Morris

Loan process is easy and straightforward and willing to work with whatever you financial needs.

​Peter Morris
Julia Smith
​I filed for bankruptcy 3 months Pryor to getting approved for a 2,500 loan at a furniture store and was told up front before excepting the loans what the stipulations were. They are great if you pay it off in months​.
​Julia Smith
Marc Turner
​I just want to thank you for your assistance with my loan.  You made the process easier and quicker than I thought it would be.
​Marc Turner

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